Healthy Paws



  • All plans have unlimited reimbursement limits.
  • Offers vet direct pay.

Policy Coverage

  • Illnesses & Accidents.
  • Hereditary Conditions.
  • Congenital Conditions.
  • Chronic Conditions.
  • Cancer.
  • Diagnostic Treatment.
  • X-Rays, Blood Tests, Ultrasounds.
  • Surgery.
  • Hospitalization.
  • Prescription Medications.
  • Emergency Care.
  • Specialty Care.
  • Alternative Treatment.


  • Wellness and preventative care.
  • Examination fees.
  • Pre-existing conditions.
  • Conditions occurring within policy waiting period(s).
  • Dental healthcare.
  • Behavioral treatment.
  • Non-FDA treatment or supplements.
  • Pet diets.
  • Day care/boarding

Other things to know...

  • Claims processing time: up to 10 days.
  • 15-day waiting period for accident and illness.
  • 12-month waiting period for hip dysplasia and your pet is under the age of six at the time of enrollment.
  • 2 months waiting period for joint/hip/knee issues.
  • No wellness plan.
  • The maximum age you can enroll your pet is 14 years old for cats and dogs.
  • 24/7 customer support.
  • Your pet is covered when they travel with you in the U.S. or Canada.
  • Easy to submit a claim on the Healthy Paws app for quick claim reimbursement.
  • Direct deposit or check reimbursement.
  • Charges a one-time $25 fee.
  • Can't enroll pets over 4 years old in NY.