- Insures any cat or dog that is at least 8 weeks old with no upper age limits.
- 14 days waiting period for everything, accident and illness.
- New insurer founded in 2019.
- MRI or CT scans and X-rays.
- Poison control consultation fees.
- Prescription medications.
- Surgery and Hospitalization.
- Medical supplies (such as but not limited to bandages, casts and splints).
- Cancer treatments.
- Treatment for behavioral problems.
- Microchip Implantation.
- Pre-existing conditions.
- Conditions occurring within policy waiting period(s).
- Non-FDA treatment or supplements.
- Pet diets.
- Day care/boarding.
Other things to know...
- Claims processing time: up to 30 days.
- Offers Accident Only coverage and Preventive Care Coverage (covers vaccines, dental cleanings, screenings, and more).
- 30-day money back guarantee.
- 10% off each additional pet that is added.
- You can submit a claim within 270 days from the date of treatment.
- Insurance plans are underwritten by United States Fire Insurance Company which is the same underwriter for ASPCA.