• Insures any cat or dog that is at least 8 weeks old with no upper age limits.
  • 14 days waiting period for everything, accident and illness.
  • New insurer founded in 2019.

Policy Coverage

  • MRI or CT scans and X-rays.
  • Poison control consultation fees.
  • Prescription medications.
  • Surgery and Hospitalization.
  • Medical supplies (such as but not limited to bandages, casts and splints).
  • Cancer treatments.
  • Treatment for behavioral problems.
  • Microchip Implantation.


  • Pre-existing conditions.
  • Conditions occurring within policy waiting period(s).
  • Non-FDA treatment or supplements.
  • Pet diets.
  • Day care/boarding.

Other things to know...

  • Claims processing time: up to 30 days.
  • Offers Accident Only coverage and Preventive Care Coverage (covers vaccines, dental cleanings, screenings, and more).
  • 30-day money back guarantee.
  • 10% off each additional pet that is added.
  • You can submit a claim within 270 days from the date of treatment.
  • Insurance plans are underwritten by United States Fire Insurance Company which is the same underwriter for ASPCA.